While planning for overseas travel, always go for travel insurance. Not many people in India are aware of the idea of getting insured before a trip. Over the years, the number of people opting for travel insurance has definitely gone up in the country, but many travelers don’t yet know the importance of travel insurance. Here are 5 reasons why you should buy travel insurance:
Covers the cancellation or delay of flight: In case you need to cancel your trip at the last moment due to an unforeseen situation, you’ll be able to recover your out-of-pocket expenses for these covered reasons and more. In case you cannot make it to your trip due to illness, the insurance helps you with a considerable amount of losses.
Lost of your baggage: If your baggage is lost or delayed by the airline, insurance companies help you recover your bags. You’ll also be reimbursed for the essential items you need for your trip.
Lost of Passport: In case of loss of your passport and/or wallet, your insurance agency will meet your requirement of emergency cash and a replacement passport.
Medical Emergency: If you need emergency medical care during your trip, you won’t be paying a huge medical bill. Your travel insurance company will cover for most of your bill, depending on your insurance type and you’ll also get assistance services – in your own language. Your insurance plan also provides you with medical evacuation and emergency treatment in a situation of an accident, while traveling internationally.
Missing connecting flight: In case your flight is canceled due to an unavoidable situation, your insurance company will refund the expenses of a new return ticket or a comfortable hotel stay. You’ll also have assistance services to help you arrange and pay for another flight if you miss your connecting flight.
Presently there are a variety of travel insurances in the business sector with various approaches that cover a number of losses. Purchasing travel insurance can be the trickiest and the confusing part of planning a holiday. Given below are some of the best Travel Insurance companies in India…
- Bharti AXA Travel Insurance
- HDFC ERGO Travel Insurance
- Tata AIG Travel Insurance
- Reliance Travel Insurance
- Apollo Munich Travel Insurance
- Cholamandalam Travel Insurance
- SBI Travel Insurance
- Future Generali Overseas Travel Insurance
Be that as it may, before going on to purchase travel insurance, one must remember the sort of holiday that the person wants.